Privacy Policy
This Privacy Policy describes how OOO ,KNARF collects, uses, stores, and protects personal information in connection with our AI-powered financial infrastructure platform and related services.
Scope and purpose
This Policy applies to all personal information processed by OOO ,KNARF in the course of providing its AI financial infrastructure platform to institutional and business clients, and to individuals who interact with OOO ,KNARF through its website or APIs.
OOO ,KNARF operates primarily as a data processor on behalf of business clients (data controllers). Where OOO ,KNARF independently determines the purposes of processing — such as for platform security, fraud prevention, or product development — OOO ,KNARF acts as a data controller.
Data we collect
Identity and account data
- Name, job title, and organizational affiliation of authorized users.
- Business email address and work phone number.
- Authentication credentials and multi-factor authentication records.
Platform and API usage data
- API request logs, response times, and error records.
- Product configuration settings and integration parameters.
- Audit trail entries recording all actions taken within the platform.
Financial workflow data
- Transaction records, scoring inputs, and model outputs submitted by clients to OOO ,KNARF APIs.
- Reconciliation records, compliance screening results, and generated reports.
OOO ,KNARF does not independently collect end-customer personal financial data. All financial data processed through OOO ,KNARF APIs is submitted by institutional clients under their own data governance obligations.
How we use data
- To operate and maintain the OOO ,KNARF platform and APIs.
- To authenticate users and enforce access control policies.
- To produce AI model outputs, reports, and compliance documentation for clients.
- To detect platform security incidents and unauthorized access.
- To fulfill legal, regulatory, and contractual obligations.
- To improve platform reliability, model accuracy, and latency — using anonymized or aggregated signals only.
Disclosure to third parties
OOO ,KNARF does not sell or rent personal data. Limited disclosure occurs only:
- To vetted cloud infrastructure providers processing data solely on OOO ,KNARF's instruction under binding data processing agreements.
- To business clients in their capacity as data controllers, for data associated with their own authorized users.
- To regulators, courts, or law enforcement where required by applicable law.
- In connection with a merger, acquisition, or corporate restructuring, provided equivalent protections continue to apply.
Retention and deletion
- Platform access logs and audit trails: retained for the period required by applicable financial regulation or client contractual terms, whichever is longer.
- Identity and contact data: retained for the duration of the client relationship, plus a reasonable period for legal and accounting purposes.
- Support correspondence: retained for 3 years from closure.
- Anonymized model performance data: retained indefinitely.
Security
- Encryption in transit (TLS 1.3) and at rest for all sensitive data.
- Role-based access controls and least-privilege provisioning.
- Continuous security monitoring and vulnerability management.
- Air-gapped deployment available for clients with strict data residency requirements.
Your rights
Subject to applicable law, individuals may request access to, correction of, deletion of, or restriction on the processing of their personal data. Where OOO ,KNARF acts as a processor, requests should be directed to the relevant business client. Where OOO ,KNARF acts as a controller, submit requests to: [email protected]
International transfers
When personal data is transferred across borders, OOO ,KNARF relies on appropriate legal mechanisms — including standard contractual clauses or equivalent instruments — to ensure adequate protection under applicable data protection law.
Children's privacy
The OOO ,KNARF platform is designed for business use only. It is not directed at individuals under 18. OOO ,KNARF does not knowingly collect data from minors. Contact [email protected] if you believe such data has been submitted.
Policy updates
OOO ,KNARF may revise this Policy to reflect changes in law, technology, or business practices. Continued use of the platform after material changes constitutes acceptance of the revised Policy.